Credit Risk – Senior Policy Expert

Job title:

Credit Risk – Senior Policy Expert

Company:

ING

Job description

We are a highly motivated team that specialises in credit risk policies, regulations, and governance. Our goal is to set and maintain ING’s global Credit Risk Framework and group credit risk policies ensuring a compliant and up to date policy house. We are the subject matter experts on credit risk regulations being the centre of competence and responsible for knowledge sharing within ING Group. Additionally, the team acts as the secretary function for the main credit risk steering committees. The Credit Risk Policy team works from our head office in Amsterdam, the Netherlands.For this team ING is looking for a Senior Policy expert with a genuine interest in regulations related to distressed debt and its compliant translation into ING policies.What you’ll doJointly responsible for the policy suit that relates to distressed debt: making sure our policies are regulatory compliant and fit for purpose to manage ING’s credit risk.Engaging with and advising to senior management.Participate in regulatory projects related to, the Definition of Default, Forbearance, Early Warnings indicators.Build and maintain relations with internal stakeholders, regulators, supervisors, industry associations (e.g., NVB, AFME, EBF) and the teams in both 1st and 2nd line and ING locations.Explain policy requirements in the organisation and to the supervisor/regulator.How to succeedWe hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we back you to develop into an even more awesome version of yourself.Well-established track record in credit risk management practices either as a policy maker or as a credit risk decision maker – at least 10-years’ banking experience.Drive to translate complex topics into an easy-to-digest text in our policies and the ability to develop presentations to that same effect.You are the expert in credit risk regulations (CRR, CRD, RTS, EBA, ECB Guides) and risk metrics (e.g., PD, EAD, LGD, RWA, EC).Participate in internal validations, audit inspections and ECB inspections.Represent ING during interactions with the supervisor and experienced in ensuring timely and high-quality delivery following supervisory requests.Able to identify problems independently and to solve them in collaboration with stakeholders.Personal qualities and behavioural traitsFluent in English.Strong analytical and reading skills and able to understand, digest and interpret complex regulatory texts in its relevant context.Solution-oriented; a creative and steadfast negotiator that can balance multiple internal and external interests, easily navigates through different cultural and professional environments, and enjoys being instrumental to an effective and robust outcome.Ability to be a trusted advisor to senior level ING colleagues.Able to identify problems independently and to solve them in collaboration with team members or stakeholders.Structured, autonomous, highly adaptive, flexible team player – able to coach and develop more junior team members.Thrive while working in a fast-paced, dynamic environment.Rewards and benefitsWe want to make sure that it’s possible for you to strike the right balance between your career and your private life and reward our people with a generous benefits offer and employment conditions.A job for 36 to 40 hours.A salary tailored to your qualities and experience.Flexible working hours and hybrid working from the office and working from home.Personal growth and challenging work with ample possibilities to realise your ambitions.An informal working environment with innovative colleagues who help each other when needed and celebrate success together.Questions?Contact the recruiter attached to the advertisement for more information. Want to apply directly? Please upload your CV and motivation letter by clicking the “Apply” button.

Expected salary

Location

Amsterdam, Noord-Holland

Job date

Thu, 19 Dec 2024 00:33:26 GMT

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