Payments Risk Graduate

Job title:

Payments Risk Graduate

Company:

U.S. Bank

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.Job DescriptionThe Payment Services Risk & Compliance Ireland team sits within the global Payment Services risk function supporting ‘Merchant Payment Services’ (‘MPS’) and overseeing the Payment business lines in Europe, comprised of the merchant acquiring business ‘MPS EU’ and corporate issuing business ‘Corporate Payment Solutions Europe’ (‘CPTS EU’).The Operational Risk team support the ongoing oversight, management and implementation of designated Operational Risk Framework activities to mitigate risks arising from failed internal processes, systems, people or adverse events, including those for data security. Oversight is undertaken through key operational risk programs, including:

• Third Party Risk Management (TPRM), including Outsourcing and Partner Risk Oversight
• Product Risk Management (PRISM)
• Operational Loss & Adverse Events
• Data Protection & Privacy
• Data Governance
• Operational Resiliency
• Risk Appetite & Key Risk Indicators

Our 2-year graduate program (undergraduate) will give you the opportunity to learn all aspects of the business and you will complete three rotations of 8 months:

• Rotation 1: Third Party Risk Management & Product Risk Management
• Rotation 2: Operational Loss, Adverse Events, and Privacy
• Rotation 3: Operational Resiliency & Risk Governance

Responsibilities for the role:Supporting the Payment Services Operational Risk team, including:

• Supporting cross functional risk efforts / projects that impacted both FLOD and SLOD to ensure risks are identified, mitigated and managed within established tolerances, risk controls were effectively designed, and risk policies were understood and effectively applied;
• Support management and risk owners on necessary improvements in risk management procedures/ controls and tracking remediation activity through to formal closure;
• Analyzing risk data (typically losses, metrics or assessment results) and identifying root-causes to highlight areas of excessive risk and also to ensure past mitigation efforts are having the de-sired effect; and,
• Supporting the monitoring and reporting of the organization’s risk profile vis-à-vis the organizational Risk Appetite Statement and risk policies to respective governance bodies including local / regional management, local / regional Boards.

From day one, you’ll make meaningful contributions to our business while developing your business acumen, sharpening your skills and growing your network. As a graduate you’ll receive:

• Intentional, on-the-job learning supplemented with formal professional development
• Immersive experiences to build skills that are in demand today and in the future
• Transitional support catered to your unique needs as a student
• A cohort and network of peers, advisors and senior leader advocates
• Social and volunteer events that build meaningful connection

Who we’re looking forWe’re looking for intellectually curious and creative thinkers who can think on their feet and thoughtfully react to a changing market.Core Behaviors

• Collaboration – Build partnerships and promote a culture of teamwork.
• Customer Centricity – Build strong customer relationships and deliver customer centric solutions.
• Drive for Results – Hold self and others accountable to consistently achieve meaningful results.
• Ethics & Trust – Maintain high ethical standards; gain the confidence and trust of others through honesty, integrity and authenticity.
• Inclusion – Build a culture of equity and inclusion in which diverse ideas, talent and perspectives are welcomed and encouraged.
• Risk – Appropriately identify and manage risks, in compliance with applicable laws, rules and regulations, and with Company Policy.

Basic qualifications:Pursuing a Bachelor’s degree (Business, Economics, Law, Political Science) with a target completion year 2024 or 2025

• Good grasp of the European financial and payment markets, regulatory and industry trends
• Ability to start graduate program on 1 Sept 2025

Preferred qualifications:

• Strong written and verbal communication skills
• Excellent interpersonal skills
• Good grasp of financial and payment markets
• Strong in Excel and PowerPoint
• Attention to detail and ability to manage multiple projects simultaneously

Contract Type: 2 year fixed term contractLocation: Dublin– CherrywoodThe role offers a hybrid / flexible schedule, which means there’s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.This position is not eligible for visa sponsorship.If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our .Benefits:We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.

Expected salary

Location

Dublin

Job date

Fri, 14 Mar 2025 05:09:05 GMT

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