Senior Credit Risk Analyst

Job title:

Senior Credit Risk Analyst

Company:

Worldline

Job description

We use cookies to offer you the best possible website experience. Your cookie preferences will be stored in your browser’s local storage. This includes cookies necessary for the website’s operation. Additionally, you can freely decide and change any time whether you accept cookies or choose to opt out of cookies to improve website’s performance, as well as cookies used to display content tailored to your interests. Your experience of the site and the services we are able to offer may be impacted if you do not accept all cookies. Modify Cookie PreferencesReject All Cookies Accept All CookiesPress Tab to Move to Skip to Content LinkVIEW JOBSJob DescriptionSenior Credit Risk AnalystSenior Credit Risk AnalystHoofddorpThis is Worldline.Worldline helps businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. We are the innovators at the heart of the payments technology industry, shaping how the world pays and gets paid. Our technology powers the growth of millions of businesses across 5 continents. And just as we help our customers accelerate their business, we are committed to helping our people accelerate their careers. Together, we shape the evolution.The OpportunityWe are looking for a Senio Credit Risk Analyst to become part of our global credit risk department consisting of several international based teams who have the end-to-end credit risk management responsibility at merchant and portfolio level. Our scope is across several legal and licensed entities within Worldline Merchant Services (MS).In this challenging role you will be at the core of our organisation with a high level of exposure, supporting Worldline’s growth and profitability by ensuring sustainable new and existing credit exposures and minimalization of credit losses.As our new colleague you are responsible for the credit risk management for large merchants and the assigned merchant portfolio.You are involved in the negotiating process with merchants and can take well balanced decisions or professionally present your recommendation to relevant Risk Committees for decisioning.You will work closely with various stakeholders such as sales, account management, legal and other risk departments and can attend (online) meetings with merchants.Day-to-Day Responsibilities​

  • In-depth financial analyses and enhanced credit assessments, analysing and documenting the merchant business model and sector dynamics, financial performance and key indicators, risks and effective mitigants
  • Professional presentation of credit proposals to MS and Goup risk committees
  • Performing periodic credit reviews, take on new onboarding requests, handle change request (terms & conditions) and credit exposure/limit increases, watchlist monitoring and collateral management
  • Collaborate closely with sales, account management and operations, to ensure smooth onboarding
  • Communicate and negotiate effectively with merchants at CFO or treasurer level
  • Assess terms and conditions, review legal documents and contract amendments ensuring credit risk mitigation and conditions are correctly defined
  • Credit risk approval authority based on your level of experience and expertise

Who Are We Looking ForWe look for big thinkers. People who can drive positive change, step up and show what’s next – people with passion, can-do attitude and a hunger to learn and grow. In practice this means:

  • Enhanced experience within credit risk management, credit ratings and methodologies
  • Deep understanding of financial statements and accounting principles
  • At least 5 years of analytical experience with corporate credit risk assessments
  • Communication and presentational skills
  • Negotiation and stakeholder management skills
  • Self-driven and solution oriented
  • Full working proficiency in English, any additional professional language skills is considered a plus
  • Preferable a master’s degree in finance, accounting, business economics, or related field

Perks & BenefitsAt Worldline you’ll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also:

  • Be part of a company guided by a strong purpose to do good and recognized as top 1% of the most sustainable companies in all sectors worldwide
  • Work with inspiring colleagues and be empowered to learn, grow and accelerate your career
  • At Worldline our top priority is to engage, encourage and develop you to help you improve your potential. In fact, we have comprehensive training and development programs in place demonstrating our dedication to developing your career
  • And many more…

Shape the evolutionWe are pushing towards the next frontiers of payments technology, and we look for big thinkers to join our journey. People with passion, can-do attitude and a hunger to learn and grow. Here you’ll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. And with our empowering culture, strong technology and extensive training opportunities, we help you accelerate your career. Wherever you decide to go. Join our global team of over 18,000 innovators across 40+ countries, and shape a tomorrow that is yours to own.Learn more about life at Worldline atWe are proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or any applicable legally protected characteristics.Information at a GlanceRequest ID: 299482Posting Start Date: 4/23/25Job Area: Business EnablementWork Site: HybridContract Type: PermanentBrand: WorldlineJob Location: Netherlands – Hoofddorp×Cookie SettingsWhen you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. Because we respect your right to privacy, you can choose not to allow some types of cookies. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer.Required CookiesThese cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.Show More DetailsRequired Cookies Provider Description Enabled
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Expected salary

Location

Hoofddorp, Noord-Holland

Job date

Sat, 26 Apr 2025 05:14:13 GMT

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