LS&H Product Expert

LS&H Product Expert (240006DP)

Primary Location

: FRANCE-92-HAUTS-DE-SEINE-PUTEAUX

Organization

: GIE AXA

Contract Type

: Regular

Shift

: Day Job

Schedule

: Full-time 

Description

Join us at AXA, where we empower over 108 million customers worldwide with the products and services they need to progress through life. We are committed to creating an inclusive culture and a diverse workforce, where everyone can bring their full selves to work and reach their highest potential. At AXA, you will have the opportunity to work in a company with strong values, promoting internal mobility and offering a range of benefits, including the flexibility of hybrid work.

Your new work environment:

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group’s global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

Your role:

You will join the newly created Group Underwriting Office (GUO), as part of the Life, Savings & Health Product Governance and Transversal Activities team. In this role, you will strategically shape and ensure the compliance, innovation, and market relevance of AXA’s life, savings, and health insurance product portfolio. This includes:

• Regulatory Compliance: Ensuring our products adhere to strict and intricate regulations across different markets, minimizing legal and financial risks.
• Innovation and Market Relevance: Monitoring market trends and customer expectations to drive innovation and develop products aligned with evolving customer needs.
• Customer-Centric Focus: Designing and maintaining products with a strong customer-centric approach to enhance satisfaction and loyalty, while mitigating conduct issues.
• Global Presence: Ensuring global consistency while accommodating local market specificities through derogation or exemption processes.
• Financial Stability: Striking the right balance between competitive product offerings and risk management to ensure the company’s financial stability.

In addition, you will play a central role in steering a dedicated community surrounding the LS&H Product Approval Process, as well as orchestrating the preparation of comprehensive reports to facilitate informed decision-making.

Key accountabilities and impact:

Support the product approval process (PAP)

• Define and ensure consistency of the PAP process with the Group strategy (Customer focus, decrease the share of financial STEC, increase the share of profitability coming from technical or expense margins, etc.).
• Consider the impact of new regulations on the PAP and support entities in implementing Group requirements.
• Review entities’ feedback to continuously improve the PAP process and report on new products to the management.

Product simplification

• Drive the product simplification project to enhance the LS&H offer in AXA. This includes formulating initiatives, receiving, and consolidating entities data, and monitoring the results via the PAP process.
• Provide an opinion on the entities’ annual product plans collaborating with relevant stakeholders (International Markets Platform)

Contribute to Group Underwriting Office Life, Savings and Health strategic topics 

• Coordinate and contribute to briefs for Top Management and the GUO LS&H Update Memo (Group-wide view to spread GUO LS&H learnings across the GIE and regional teams).
• Support product teams on strategic topics such as CEO Dialogues, MBR, and GUO Reviews remediation action plans.
• Improve the GUO LS&H team’s process efficiency leveraging AI tools (e.g. product catalog, PAP dashboards, PAP reviews).

Run the PAP Community 

• Ensure a good coordination of LS&H policy changes and related communication with AXA’s subsidiaries (Life CROs, LS&H risk managers and underwriting teams)

Qualifications

What you’ll need to success in the role:

• You have a minimum of 7 years’ experience in Life insurance and risks
• You’re able to deal effectively with other technical experts as well as senior management and non-technical audiences
• You possess excellent communication and coordination skills
• You are fluent in English
• You have a strong culture of innovation and intellectual curiosity

What AXA offers you:

• An inclusive culture and a diverse workforce
• A company with strong values and promotion of internal mobility and training of its employees
• A range of benefits and flexible work arrangements, including hybrid work options
• We are committed to attracting, developing, advancing, and retaining diverse talents while creating an inclusive culture where everyone can reach their highest potential

About AXA Why AXA ? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning !

One of the world’s leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis, 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide. As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis. We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you ? Then come and change the world with us !

The headquarters of the AXA Group is based in Paris – La Défense (Majunga Tower) and brings together the Group’s corporate activities. It is distinguished by its strong international culture.

What We Offer You will join:

• A responsible company, towards people, including its employees and customers, and towards the planet 
• A company with strong values
• A company promoting internal mobility and the training of its employees
• A company offering many benefits (learn more here: Reward & Benefits vacanciesin.eu AXA Group)
• A flexible company, allowing hybrid work, in the office and from home.

The information provided by applicants will be treated as strictly confidential and used for recruitment purposes only.

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