Internship Credit Analyst – September 2024

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Responsibilities:

As part of a team of around 20 people, your main task will be to carry out fundamental analysis of major French groups and their subsidiaries in order to conclude on their credit quality. You will be responsible for establishing annual reviews and credit ratings, and developing your knowledge of corporate banking products:

• Collecting and processing financial data, calculating financial ratios
• Preparation of credit memos including bottom-up analysis of consolidated and company accounts, business and financial strategy analysis and sector review

Proposal of a bank-specific internal rating to decide on the credit risk

• Monitoring of the various industries as well as the competitive and regulatory environment
• Monitoring of significant events specific to companies (publication of results, stock market alerts, etc.)

“profit warnings, etc.)

• Exchanges with the risk teams in London, in the context of specific credit requests (credit lines, guarantees, market lines, etc.).

Qualification and Skill Required:

• Higher education (Bac+4/5) (Grande Ecole programme, Specialised Master)
• Good accounting and financial knowledge
• Understanding of financial accounts
• A strong analytical mind and ability to summarise
• Good writing skills
• Knowledge of corporate finance
• A good understanding of procedures and the importance of respecting them
• A high degree of rigour, reliability and organisation
• A high level of motivation
• Fluency in French/An excellent level of operational English

Fluency in English is essential. The position is located in Paris.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

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